I specialize in Indexed Universal Life (IUL) plans that protect your family and build tax-free retirement income. As an independent broker, I work with every top-rated carrier to design the right plan for your goals — not a one-size-fits-all policy.
An independent broker and licensed life insurance agent. Unlike agents tied to a single company, I represent all the top A-rated carriers — which means you get the best options, not the ones that pay me the most.
My focus is on IULs because they’re one of the most powerful tools available today: lifetime protection combined with tax-advantaged growth you can use for retirement. But I also help families with mortgage protection, term, whole life, and final expense coverage.
My job is simple: explain your options clearly and help you lock in the right plan at the best possible rate.
States Licensed
A-Rated Carriers
Independent Broker
by Families Nationwide
A focused selection of insurance products to secure your family’s financial future with confidence and clarity.
Getting covered is quick and easy-just follow three simple steps.
A quick 10-minute discovery call to understand your needs.
I build a personalized, tailored plan that fits your goals.
Simple online application. Fast approvals available.
Hear from families who’ve experienced exceptional care and see why they trust my services.
Send me a quick message and I’ll be happy to help with your coverage needs.
Licensed Independent Broker • Working With All Top A-Rated Carriers
Coverage varies by state and carrier. Information is for educational purposes only and not a guarantee of coverage.
© 2025 Sam Hinrichs. All Rights Reserved.
